Dental Plans

You can choose between two dental options from Delta Dental.

You can visit any licensed dentist, but you pay less with a dentist in the Delta Dental network. The chart below shows the differences in coverage and benefits for in-and out-of-network services. For a list of network providers, visit deltadentalnc.com or call 800-662-8856.

Delta Dental has two networks — PPO and Premier. The main difference between the two is the discount. You may save more when you visit a PPO dentist. For more information, download the Delta Dental app from your smartphone app store.

ECU Health Dental Plan

	Basic		Choice
	PPO/Premier Networks	Out-of-Network	PPO/Premier Networks	Out-of-Network
Annual Deductible	$50/$100	$75/$150	$50/$100	$75/$150
Annual Maximum	$1,000 per member	$750 per member	$2,000 per member	$1,500 per member
Preventive Cleanings	Covered at 100% (ded. waived)	Covered at 100% (ded. waived)	Covered at 100% (ded. waived)	Covered at 100% (ded. waived)
Other Diagnostic/ Preventive Services	20% coinsurance (ded. waived)	20% coinsurance (ded. waived)	Covered at 100% (ded. waived)	Covered at 100% (ded. waived)
Basic Services	40% after ded.	50% after ded.	20% after ded.	30% after ded.
Major Services	40% after ded.	50% after ded.	40% after ded.	50% after ded.
Orthodontia (Under Age 19)	No coverage		40% coinsurance (ded. waived)	50% coinsurance (ded. waived)
Orthodontia Lifetime Maximum	No coverage		$1,000 per person

If you, or any member of your family, are covered by a dental plan in addition to the ECU Health Dental Plan, advise your dental office so benefits can be coordinated.

2026 Full-Time and Part-Time Team Members Premiums

24 Biweekly deductions

Coverage	Basic Dental	Choice Dental
Single	$10.15	$19.73
+ Children*	$18.60	$34.38
+ Spouse*	$21.42	$40.01
+ Family*	$30.43	$56.92

* Includes domestic partner/domestic partner’s children. Family must include you, your spouse/domestic partner and at least one child.